Introduction for Best Home Warranty Companies
You’re a homeowner, and just like everyone else, you want your house to run smoothly without draining your wallet every time something goes haywire. That’s where a home warranty comes to the rescue! It’s like buying yourself the ability to keep your home functioning without breaking the bank.
You see, the thing is – the best home warranty companies can also help you out with maintenance costs. It’s different from homeowner’s insurance, which deals with unexpected property damage caused by weather or disasters, a home warranty covers those items that are bound to give up on you sooner or later.
Now, here’s the secret to making a home warranty work like a charm: you gotta dive into the nitty-gritty details and find the perfect policy that suits your needs.
Trust us, it can get pretty hectic. There are so many providers out there, and to add to the excitement, each company offers a bunch of policies, tier levels, and a whole collection of additional coverage.
But hey, don’t sweat it! Konnect My Home has got your back. We’ve rolled up our sleeves, dived into the marketplace, and done the legwork for you.
Our team has thoroughly reviewed all the contenders, and we’ve got the ultimate list ready for you – the best home warranty companies of 2023!
So, get ready to kiss those home repair nightmares goodbye. We’ve got your back covered (literally) with this list, so you can make a smart decision without drowning in a sea of information. Trust us. This list will be your salvation in the vast ocean of home warranty options.
Best Home Warranty Companies – How We Selected Them?
So, here’s the deal on how we handpicked the best home warranty companies just for you. We didn’t pull names out of a hat or rely on some mystical powers.
Instead, we started by finding the ones that met the basic criteria. From there, we dug deep into the world of home warranty plans. We reviewed a whopping 54 of them from the most widely available companies on our list.
We didn’t just stop reading through all their plans. We scored each and every one of them based on 26 assorted features. We wanted to make sure we left no stone unturned in our quest for the best.
It was like a whirlwind of pricing comparisons, coverage details, credibility checks, customer satisfaction investigations, customer support evaluations, and so much more.
We then narrowed down our list to the cream of the crop, the top 10 companies that stood out from the rest. These companies earned their spot based on a variety of factors and subcategories.
We’re talking about things like:
- Contract cancellation terms (just in case)
- Credibility and customer satisfaction
- Customer support (we all need a helping hand sometimes)
- Discount availability (we love saving money)
- Nationwide availability
- Pricing (because who doesn’t love a good deal?)
- Signup process and any pesky restrictions
- The freedom to pick your own technician
- Types of properties covered
- What’s included in the coverage
The Important Part
You can trust us. Seriously! The Konnect My Home team is all about independence and bringing you unbiased ratings and facts. We don’t play favorites or let anyone influence our choices. We rely on solid data and expert advice to guide us. Plus, we have professionals who fact-check and review our content for accuracy and relevancy. So, rest assured, we’ve got your back!
Now that you know how we do things, it’s time to dive into our list of the best home warranty companies. Sit back, relax, and let us be your wingman in this crazy world of home warranties.
The List of Best Home Warranty Companies of 2023
Ready? Let’s go.
AFC Home Club
Overview:
AFC Home Club has clinched the top spot on our list of the best home warranty companies for 2023! They offer not one, not two, but four coverage plans that are available almost everywhere.
And here’s the juicy part: these plans come in three different fee-level tiers, ranging from $75 to $125 per claim. Plus, you can choose between contract lengths of either one or three years. Oh, and did we mention that some of their plans even throw in family emergency services and discounts on household and security goods? It’s like having extra perks in your back pocket.
While AFC Home Club doesn’t have a live chat option on their website, you can always reach out to them through their 24/7 phone and online request lines. They’re there to help whenever you need them, even in the wee hours of the night.
Pros and Cons:
- Available all over the U.S. except Hawaii
- Contract length choices
- Countless plan options
- High cancellation charge
Liberty Home Guard
Overview:
Let’s talk about Liberty Home Guard, the next contender on our list. And boy, do they have some impressive bragging rights! They’ve managed to score the highest consumer ratings, making them a crowd favorite. But that’s not all. Liberty Home Guard has even earned accreditation from the Better Business Bureau, and they’ve racked up some impressive ratings on platforms like Google Maps and Trustpilot.
Now, let’s dive into their coverage options. They keep things simple and straightforward, with three plans to choose from. These plans cover a range of nine appliances, six systems, or both. Plus, they offer one service fee level to keep things nice and easy to understand. No complicated fee structures here!
Now, here’s the real deal, Liberty Home Guard partners with a whopping network of over 10,000 vetted technicians. These folks know their stuff! And guess what? They even back their work with a generous 60-day workmanship guarantee.
Pros and Cons:
- Live online chat
- One-tier pricing alternative offered
- High customer ratings
- Employing own contractors is discouraged
American Home Shield
Overview:
Coming in third place on our best home warranty companies list is American Home Shield. They’ve earned some serious street cred, with nearly 23,000 Google Maps consumers giving them an average rating of 4.4 stars. Talk about winning over the masses!
Now, let’s talk plans. American Home Shield offers three comprehensive options that cover systems, appliances, or both. That’s a whopping 27 covered household items! And here’s the cherry on top: they’ve got three service fee tiers ranging from $75 to $125.
But American Home Shield isn’t available in D.C. or Alaska. Sorry, folks! Apart from these 2 states, they provide coverage at competitive prices in the rest of the country. And get this: their Platinum Plan offers generous maximum coverage limits of up to $6,000 for each appliance. That’s some serious protection if you ask us.
Pros and Cons:
- Manufactured household and condo coverage offered
- Military & Veteran rebates are available
- A bit of freedom of contractor choice
- Online chat is not offered
- Pre-approval is compulsory for using a personal contractor
Cinch Home Services
Overview:
Alright, next up, we have Cinch Home Services. They’ve been in the game since 1979 but recently switched things up by changing their name from Cross Country Home Services.
Now, when it comes to coverage plans, Cinch keeps things simple and easy to understand. They offer three comprehensive options that cover all the essentials. And get this, they’ve got three service fee choices ranging from $100 to $150.
Also, while you can’t choose your own contractors with Cinch, they make up for it with speedy service. They promise a two-hour response time during business hours and a maximum 24-hour window at all other times. That’s some serious dedication to getting your repairs done pronto.
But hey, before you jump on board, let’s talk cancellations. Cinch has cancellation fees starting at $25, and there’s no grace period. After 30 days, the cost increases to $35. Just keep that in mind if you’re thinking of making any changes.
Oh, and one more thing – Cinch has got your back in the contiguous states. So, if you’re there, they’ve got you covered!
Pros and Cons:
- Customer-ranked experts
- Rapid response time
- No grace period for termination
- High service charges
Home Warranty of America (HWA)
Overview:
Let’s talk about Home Warranty of America or HWA for short. They’ve made it to our list, and here’s why: they’re available in every state, including D.C. That means they’ve got your back no matter where you call home.
HWA offers two separate plans with service fee levels of $75 and $100. So, you’ve got options to fit your budget and needs.
HWA prefers to assign its own vetted contractors, so you won’t have the freedom to choose your own. But don’t fret! They’ve got some perks up their sleeves. There are no age limits on working appliances and systems, and you don’t need any inspections to qualify for coverage. That’s hassle-free protection right there.
Oh, and here’s a little something extra: HWA offers a special add-on called GreenPlus. This nifty feature gives you high-efficiency replacements when your existing appliance is beyond repair. It’s like getting an upgrade without the extra hassle.
Pros and Cons:
- Available literally everywhere
- High-efficiency replacement options
- Manufactured home & condo coverage at the disposal
- Can’t snag up your own contractor
- Relatively high termination fee
- Restricted plan choices
American Residential Warranty
Overview:
Next up on our list is American Residential Warranty. They’ve got some favorable reviews on Trustpilot and Google, so you know they’re doing something right. American Residential Warranty keeps it simple with a single $55 service fee tier level. So, no complicated fee structures to worry about.
They offer three protection plans, and here’s the exciting part: they even have a special electronics plan included in their most comprehensive package. Think of it like getting all your bases covered in one neat bundle.
Oh, and you can choose between quarterly or annual contract terms. And get this, if you want to use your own contractor, you have the freedom to do so. It’s all about making things work for you.
Oh, and don’t worry if you have a manufactured home or condominium. American Residential Warranty has got you covered at similar prices. They understand that different homes have different needs.
Now, let’s talk about availability. American Residential Warranty is available in a whopping 46 states. So, chances are, they’ve got you covered no matter where you are!
Here’s the best part: there’s no cancellation fee! They understand that things can change, and they won’t penalize you for it. Plus, no inspections are required to qualify for coverage. It’s all about hassle-free protection.
Pros and Cons:
- Single and low service charge
- Penalty-free termination
- High-inclusive customer ratings
- Not offered in all states
The Home Service Club
Overview:
Get ready to give a warm welcome to The Home Service Club, folks. They’ve earned some solid consumer ratings, and that’s what caught our attention. It’s always good to know that others have had a positive experience, right?
Talking about the plans, the Home Service Club offers two combined plans that cover all the essentials. And, yep, they’ve got three service fee levels starting at $65. So, you’ve got options that won’t empty up your wallet.
The cherry on top? They’ve got great ratings from Google Maps and BBB. That’s like getting a double thumbs-up from the experts. Oh, and their website proudly displays several service awards they’ve received over the years.
With The Home Service Club, you don’t need any inspections to qualify for coverage. As long as your appliance or system is in good working order when the coverage starts, you’re good to go. Age doesn’t matter, either. It’s all about keeping things simple and easy.
Now, talking about the repairs, The Home Service Club mostly uses its own network of qualified technicians. They’ve got a trusted team on standby, ready to tackle those home repair challenges. And guess what? You can request claims online 24/7 or by phone during business hours. What else do you want?
Pros and Cons:
- Free early termination
- Low service fees offered
- Largely solid ratings
- Restricted choice of contractors
2-10 Home Buyers Warranty
Overview:
Coming up next, we’ve got a 2-10 Home Buyers Warranty. Their plans start at just $15. Yup, you read that right.
But hold on, that’s not all they have in store for you. 2-10 Home Buyers Warranty offers two other plans that provide different levels of coverage for appliances and home systems. And get this: they’ve got three service fee levels starting at $65. So, you’ve got choices to fit your needs and budget.
Now, here’s the inside scoop: 2-10 Home Buyers Warranty has got you covered in all 50 states, whether you live in a single-family home or a cozy condo.
Talking about the cancellations – If you decide to cancel after signing an annual contract, there’s a $25 fee. But here’s the deal: if you cancel after coverage begins, the fee climbs to 10% of the policy price. Just keep that in mind if you’re thinking of making any changes.
When it comes to repairs, you must use 2-10’s chosen technicians. They’ve got a team of experts ready to tackle your home repair needs. Oh, and they’re proud to offer military and veteran discounts.
Pros and Cons
- Inexpensive options offered
- Available everywhere in the U.S.
- Military and Veteran concessions
- Narrow telephone hours
- Slower than typical response times
Choice Home Warranty
Overview:
Guess what? Choice Home Warranty has earned a solid 3.8 consumer rating on Trustpilot. People seem to dig their services, and that’s always a good sign.
Now, let’s talk pricing and plans. Choice Home Warranty keeps it very simple. They offer two combined plans that cover both appliances and systems. No need to stress over a bunch of options! And yes, they’ve got just one pricing tier for service claim fees. It’s $85 across the board. Nice and easy.
But here’s the best part: even their Basic plan covers most of the essential systems in your home. So, you’re getting some serious coverage without breaking the bank. And here’s a tip: for just a little extra per month, you can include coverage for the rest of your major appliances.
Now, let’s talk cancellations. If you decide to cancel after 30 days on a yearly contract, there’s a $50 fee. Something to keep in mind if you’re considering switching up.
Oh, and Choice Home Warranty offers discounts for veterans and military personnel. It’s their way of saying “thank you” for your service. They also provide coverages specifically tailored for manufactured homes and condominiums. They’ve got you covered, no matter your living situation.
Pros and Cons:
- Military & Veteran concessions
- Modest pricing with only one service fee
- Solid consumer reviews
- Limited plans offered
- Lower than typical BBB ratings
Select Home Warranty
Overview:
Select Home Warranty is making waves with some impressive ratings. They’ve got a solid 3.8 on Trustpilot and a whopping 4.4 at Consumer Affairs.
When you need assistance during normal operating hours, expect quick and efficient service from Select Home Warranty. They understand the need for a speedy resolution. Within 48 hours, one of their chosen technicians will be on the job, working on your claim. That’s some awe-inspiring response time.
Now, let’s dive into coverage options. Select Home Warranty offers three choices to suit your needs. And they’ve got one service fee ranging from $60 to $75 that applies to all plans. The fee depends on the state you live in.
When it comes to repairs, Select Home Warranty has got you covered with a large network of qualified technicians all around the country. They’ve got a team of experts ready to tackle your home repair challenges. But here’s a little bummer: their service is available in 46 states. Sorry, New York, Nevada, Washington, and Wisconsin homeowners. You’ll have to look elsewhere for now.
Pros and Cons:
- Online discounts are offered
- Easy cancellation policy
- Slower than typical response time
- Not available in all states
How to Choose the Best Home Warranty Company?
Choosing a home warranty company can be overwhelming, with so many options available. Here are some factors to consider when making your decision.
Your Coverage Needs
Firstly, assess the appliances and systems in your home to determine the level of coverage you require. Focus on older items that may need more protection, and decide if a basic or comprehensive plan suits your needs.
Consider Your Budget
Consider your budget when selecting a home warranty. Look for plans that cover your priority items while fitting within your financial means. Get quotes from multiple firms to compare costs.
Ask for Multiple Quotes
It’s wise to gather quotes from different companies to find the best deal. Review plans, pricing, and sample contracts to understand the coverage and limitations of each option. Don’t forget to prioritize your specific needs.
Contracts and Terms
Before signing a contract, thoroughly read and understand the terms. Pay attention to what is not covered, any limitations, and replacement policies. Look out for exclusions, overall limits, and specific dollar limits on certain items.
Keep Your Eye on Limits
Be aware of any limits in your contract. Some companies have overall limits or specific dollar limits on repairs and replacements. Understand if lower-priced options have higher limits but less coverage compared to higher-cost warranties.
Konnect My Home Is Here To Help!
Konnect My Home has got your back when it comes to protecting your sanctuary. We understand that unexpected breakdowns and repairs can throw you off balance, both financially and emotionally. But don’t stress out just yet, because our home warranty providers are here to save the day!
With our comprehensive home warranty plans, you can kiss those unexpected repair costs goodbye. From appliances to plumbing and electrical systems, we’ve got you covered. No more worrying about those “what-ifs” lurking in the back of your mind.
The best part? Our partnered best home warranty companies are available 24/7. Yep, round-the-clock service to ensure prompt and reliable assistance whenever you need it.
At Konnect My Home, we’re all about giving you peace of mind in your own home. No more stressing about unexpected breakdowns or emptying your wallet on repairs and replacements. It’s time to relax and enjoy your home, knowing that it’s secure and protected. Call us now!